Good morning! I am Anthony, the French Chef at Pastreez. Our clients often ask themselves, the place can I discover Macarons near me? Effectively, our on-line French bakery has solved that drawback.
On this new and really private weblog, I’ll share my very own experiences of well being in France and the US.
I had open coronary heart surgical procedure once more in 2018, between the US and France. I’ve a bit of expertise with hospitals on either side.
And plenty of household and pals from France have this “stereotype” about well being in the US. However is that this true? have you ever modified Is France actually nice for well being? right here my privateness angle it. That is an opinion article: please take it with a grain of salt!
Earlier than we go any additional, are you conscious of Camille’s recording of 180 French phrases used throughout a medical examination in French: It is fully free and comes with French sentences translated into English. In case you are planning to journey to France, you may need to verify this out!
Again to the subject at hand.
Do not get sick in the US. actually?
We have now these “cliches” in France in regards to the illness in the US. We have all seen Michael Moore’s documentary Sicko, wherein he compares the well being system in France with the US.
Within the documentary, he was referring to somebody who misplaced two fingers in a home accident. The individual was requested for $20,000 to reattach his fingers.
In France, it is “free.” However wait, proper?
Let’s return to our instance in Seiko. What they forgot to say is that the injured individual shouldn’t be a believer.
Would you drive a automotive with out insurance coverage? You should not, as a result of you may be dependable for those who ever get into an accident.
The factor is within the US, on the time in 2007 earlier than Obamacare, medical insurance wasn’t necessary. So folks had been free to enroll (or not join) medical insurance.
Which means to get extra money monthly, you’ll be able to determine to not enroll in medical insurance. So you’ll have to pay in full if something occurs to you. However then again, you do not have to pay the month-to-month payment.
That is what occurred with that individual within the documentary.
This $20,000 invoice is the price of this surgical procedure. It is really a really related price in France!
However the large distinction is that in France we do not often see the invoice. We do not see how a lot the surgical procedure prices or how a lot our insurance coverage covers. I might say it is much less “clear”.
Within the US, they’re extra clear about cash normally. They ship you the complete invoice, with that large quantity, and present you what was lined, and what you needed to pay out of pocket. Nonetheless, it wasn’t all the time correct, I needed to name insurance coverage so many occasions to get issues proper.
However for my part, it is all the time good to have choices. The liberty to “choose out” of insurance coverage has penalties. We simply must be able to face it sooner or later.
However now with Obamacare, since 2010, People should enroll in medical insurance. In the event you do not, you’ll obtain a penalty in your tax invoice yearly.
Medical insurance: the way it works
Now, you realize it is all about insurance coverage. However how does medical insurance carry out in the US in comparison with France?
In France, everybody has minimal protection by definition. It is referred to as “L’Assurance Maladie”.
In truth, you haven’t any selection – it’s mechanically deducted out of your wage.
And that is the primary distinction to match each techniques. In the US, medical insurance is non-public. You possibly can store, identical to groceries.
I wish to set an instance with automotive insurance coverage. In France, you’ll be able to choose your plan and select AXA, Allianz, or some other non-public firm.
It is the identical for well being in the US. You possibly can choose your plan and your insurance coverage.
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High quality comparability (my opinion)
I had open coronary heart surgical procedure again in 2018. Because it was transthoracic surgical procedure with valve alternative, this was an enormous deal.
I used to be nonetheless in France on the time, however I used to be shifting to the US. So I had the surgical procedure in France, however I have been monitored within the US over time.
I wish to say that my French surgeon was actually wonderful. However the normal hospital I used to be at…wasn’t nice!
She underwent surgical procedure on the Georges Pompidou European Hospital. The air conditioner shouldn’t be working. The mattress was not snug. I used to be moved a number of occasions as a result of the monitoring wasn’t working..
It was a nightmare. On the whole, being French and having been in France for 30 years, I do not suppose our system must be taken for example as a complete.
Hospitals in the US are significantly better when it comes to high quality. Once more, that is my private expertise! I offers you a really correct instance.
To observe my coronary heart drawback, I’ve to do an ETO (échographie Trans-Oesophagenne). Mainly, the physician pushes a digicam down your throat for about quarter-hour.
And I’ve achieved ETOs in each France and the US.
In France: solely native anesthesia.. means I’ve to swallow a photocopier, and mainly choke for quarter-hour. Not enjoyable, in all probability the worst medical examination ever.
In the US: Figuring out this expertise, I used to be actually afraid to do it in the US. I even requested the physician to ensure she was below normal anesthesia.
They thought I used to be loopy. They instructed me: “In fact it is normal anesthesia!” There isn’t a native anesthesia for such checks in the US. Effectively in France, that is what we nonetheless do.. Oh.
Is free well being a factor?
Brief reply: no. In France, it appears to be free. As a result of for those who go to a public hospital, and present your “private information” (public insurance coverage card), you in all probability will not pay a dime, and you will not see a invoice.
This can be a good level. However we have to take a look at the complete image. Medical insurance is deducted out of your paycheck, keep in mind?
You pay extra taxes in France than you do in the US. That is how they make the distinction.
Within the US, you’ve what’s referred to as a “co-pay,” the “out-of-pocket restrict.” Participation is what you pay for the physician’s go to. The out-of-pocket restrict is obvious: It is the utmost quantity you’ll be able to pay in a whole 12 months. That is like the final word in avoiding getting a $20,000 invoice like we talked about earlier.
While you’re purchasing for medical insurance, you’ll be able to “play” with these two quantities, and this can both elevate or decrease your month-to-month fee.
For sure, I used to be completely misplaced after I acquired to California!
In France, the nice factor is that you do not actually have to fret about medical insurance. Right here in the US, it’s a must to choose a well being plan that most accurately fits your wants.
All collectively, I desire the US system, as a result of it provides you extra freedom and transparency about what you are getting and what you are paying. It is certainly not excellent, but when I had to decide on, I might select the American system.
One other instance for example, I used to be in a physiotherapy hospital referred to as Corentin Celton in France, after coronary heart surgical procedure. I spent there a few month.
And simply to be protected, I took “une mutuelle”, which is further protection out of your fundamental “assure insurance coverage”. This manner, I used to be considering I used to be totally lined for this necessary to heal.
I used to be improper: I acquired a invoice from the hospital for nearly 1000 euros! As a result of apparently, the room wasn’t lined. Ouch. It may need been greatest to speak to me about this primary to ensure I acknowledge the fees.
Expertise and customer support
Medical doctors are very expert in France! For many medical doctors, the medical occupation is about serving to others.
However the truth that the federal government funds well being, public hospital budgets are shrinking. So the usual of care is dropping an increasing number of.
The hospital buildings should not nicely maintained. I can say with out conditioning after coronary heart surgical procedure with 80 levels Fahrenheit levels (30 levels Celsius +)!
In the US, physicians should not essentially much less expert. However customer support is healthier, appointments and schedules too. No want to attend weeks for an appointment with a specialist, it is going to often be in per week or so.
One factor that stunned my spouse and I after we first acquired to California, although, was that right here, you’ll be able to solely see your physician if you’re sick.
Our physician acted as a “coach” to ensure we had been wholesome. For instance, each 3 to six months, we are going to get a blood check to see the extent of nutritional vitamins, ldl cholesterol, and the like.
Then the physician advises us if we have to change something in our meals, day by day routine, and so forth. We thought it could be nice to assist us maintain match!
General, I can say that they’re two fully completely different well being techniques. I used to be fully misplaced after I needed to cope with well being for the primary time right here within the States.
Primarily as a result of right here, it is very akin to automotive insurance coverage: You possibly can store round. In France, you do not have to fret about well being, as it’s taken care of by the federal government by means of the “sanitary assure”.
However I’d say the standard of well being, the schedules for getting appointments, the standard of hospitals, is healthier in the US.
That is it! I’ve acquired my opinion on well being in the US v. France. There’s loads to say about him, and I am certain you have had your individual expertise with him!
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